READY TO PURCHASE, REFINANCE OR INVEST?

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FHA FINANCING

An FHA insured loan is a US Federal Housing Administration mortgage insurance backed mortgage loan which is provided by an FHA-approved lender. 

VA FINANCING

A VA Loan is a mortgage loan guaranteed by the United States Veterans Affairs.

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USDA FINANCING

USDA guaranteed home loans can fund only owner-occupied primary residences. Other eligibility requirements include U.S. citizenship (or permanent residency) A monthly payment — including principal, interest, insurance, and taxes.

CONVENTIONAL FINANCING

A conventional loan is a mortgage usually backed by Fannie Mae or Freddie Mac. Conventional loans typically have fixed interest rates and terms.

NON-QM LOAN

A Non-Qualified Mortgage is any home loan that doesn’t comply with the Consumer Financial Protection Bureau’s (CFPB) existing rules on Qualified Mortgage

Meet Shirley Adams Financial

LICENSED MORTGAGE LENDER

Shirley Adams Financial Services, Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices. Let us show you just how Hassle Free this process can be.

BUYING THAT FIRST HOME?

Let us help you.

Becoming a first time homeowner can be overwhelming. After all, this will probably be the largest purchase you will ever make in your lifetime. At Shirley Adams Financial, we will use our experience to help you navigate this momentous journey. Experienced loan officers ready to answer your questions and help you with your goal of home ownership.

THINKING ABOUT REFINANCING?

Depending on your situation, a refinance may be the right product for you. Payoff debts, do that long overdue repair or upgrade. So many new opportunities and benefits can be achieved with a refinance. 

Why Choose Shirley Adams Financial?

3 Basic Steps to our Success

PRODUCT

We have an extensive list of Products to satisfy your mortgage needs.  Coupled with our knowledge of the mortgage industry and our drive to satisfy each customer, you will be happy you choose Shirley Adams Financial for all your mortgage needs. Let us serve you. Contact Us Today!

PROCESS

From application to closing, we are there with you. We will answer any questions or address any concerns you may have.

PEOPLE

At Shirley Adams Financial, you are not just a customer. You are family! We will give you individual attention and will treat you with the respect you deserve. Customer service is our priority. Our success depends on your satisfaction.

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